Views on Finance

I have just begun selling life insurance policies. It is not the best job in the world but at least it is my own business. I plan to target commercial enterprises. That is where the money. Life insurance policies for firms to offer as an extra incentive to their employers.

It needn't cost the firms much extra. They could offer life insurance policies to their employees on a fifty fifty basis. The employee pays fifty percent and the employer pays fifty percent. The employers share will be classed as an expense so it is a win win situation. The employees get cheap life cover that is impossible to find cheaper elsewhere. The company can reduce their income on paper for the benefit of the tax man. I get a wad of commission. It isn't rocket science to see that this will work. My hook is the free quote.

I was slightly nervous at my first company meeting where I spoke with the director and finance boss. However, it fell into place so easily.They agreed to distribute the information to all of their employees via a flyer given with their wage slip. An appointment was arranged for me to speak to the employees for thirty minutes on the life insurance policies offered and how the fifty fifty arrangement would work. Posters were put up in the rest rooms and cafeteria.

The day arrived when I was to meet my first bunch of workers who could become my customers. I left the PowerPoint stuff at home .It wasn't appropriate.This was going to be a brief description of the policy ,its coverage and how the fifty fifty was a gift horse.

The cafeteria was packed. A couple of the bosses attended. Within minutes I was way giving information and asking questions. At the end of the session I asked everyone to sign a form if they want to be part of the scheme.

A good seventy per cent had signed up. It was a brilliant result.

I glanced down the list ,suddenly one name shot out at e like a bolt from the blue.

Angela Adams. It cant be. I had to find out.

'Excuse me'

I asked one of the females who was last to leave.

'Do you know which department Angela Adams works in'

The young brunette said

'Sure she works next to me on the assembly line'

'Who is her line manager please'

'Its Steve, he's over there talking to Phil, St-eves the one with scruffy blond hair'

'Thank you, thank you very much'

I walked over to speak to Steve. Hello I wonder if I could have a word with you in private. I explained to hm my reason to speak to Angela in private. He didn't hesitate and released her from duty to come and see me in the line managers office.

When she came through the door I looked her straight in the eye.

'I think you may be my sister' I went on to explain how we were separated when we were put into care. I told her what I knew about our family and I could see her face change as she began to recognise me. We both walked toward each other and hugged and sobbed. Years of something missing had now been found. Thank goodness she had not married or I would not have recognised the name.