Views on Finance

My father belongs to a group of businessmen that helped other people.Because of his encounters with different people, he got acquainted with lots of underwriters of insurance companies. Perhaps, he has thought about it very well. My siblings were still in school and only I was able to finish college. So, I no longer asked him anything when my father told me that he has started paying premiums.He just said that the benefits were good an it could make his children start a good life if ever he has gone. I asked him if that could cost him a lot.He said that the low life insurance rate was very affordable. He would not worry if he could miss paying the quarterly premiums. He even convinced me to also one for my self or for my husband.I asked him the cost and he told that even if we were not earning much, there would still be a small amount that could be enough for payment. I told him that we would think about it.

I went to my father's office from time to time.Thus, one time,I found dad busy with his phone.The secretary was also busy with lots of paper works. So, I decided to just sit in the couch and read some magazines on the rack. A tall good looking woman with black long hair arrived. The secretary introduced me to Bel.She said that she was the insurance agent of my dad.Bel told me that she was there to collect my father's premium for that quarter. I was impressed that my dad was on time on paying his premium.Bel said that it was easy because the life insurance rate was affordable.She offered to me the insurance.She told me that I should get my husband insurance because we could never know what could happen anytime. I told her that I was afraid that it could be a liability because I might found it hard to pay the premiums.She advised me to think otherwise.It would be for the better. My dad, then, was finished with his phone calls. After giving his payment to Bel, he and I went for a dinner in Shakey's. After that, he brought me home.

At home, I told my husband about the affordable life insurance rate. He asked that he should examine the policy first. He should compare the coverage to what other companies could offer.Then, we fell asleep.

At midnight, the phine rang.My sister was crying on the phone.She said that our dad has a heart attack.I told her that she should rush dad to a hospital. My husband and I dressed up and drove to the hospital.

My dad was already dead upon arrival in the hospital. We were in deep sorrow. My siblings cry and asked me what could happen to their future.That instant, Bel called.I asked her how did she know about what happened.She said that my sister called her.She said that she would file the death claims for us.

As soon as our dad was buried, we arranged his things at his home. We also thought about the claims for the insurance. I called Bel and she said that it was ongoing processing.

After a couple of weeks,Bel called me and told me that the check was ready for claiming.So, I went to the insurance company office the next day.I got a good amount of money that could help my siblings' schooling.

So, at that time, i was already convinced.I asked about the policy which has affordable life insurance rate . They then helped me to understand it well. Then and there, I paid the amount for the first quarterly premium. I, then, know that it would be for the better.